An ISO/IEC 27001:2022 Certified Organization
Lending Software for Banks and NBFCs
The Problem it Solves
Partner networks — DSAs, collection agencies, connectors — are run today on e-mail, spreadsheets and phone calls, with no separation of duties and no audit trail
Slow, uncontrolled onboarding
Weeks of back-and-forth to onboard a partner, with no identity proofing and no two-person approval
Everyone sees everything
No lane separation: officers see partner books far beyond their remit; compliance evidence is scattered
Stale org data
Transfers and joins reach payroll weeks late; reporting lines live in side spreadsheets
Key Capabilities
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Everyone in their lane
Monthly compliance, proven
Every collection agency files a branded data-deletion certificate with signed proof; a live overdue list surfaces gaps to exactly the right people
Role grants on two axes — domain (DSA, collections, connector, finance) and stage (maker or checker) — scoped to product, region or branch. Nobody approves their own work
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The whole money trail
Advance, projected and final incentives; invoice → sign → checker approval → payment with UTR; drill-down from payout to branch × product to individual loan accounts
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People moves, captured
Transfer requested → relieved → reported → approved by the receiving manager. Payroll and incentives are right from day one
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Governed onboarding
Invite → mobile match + OTP identity proof → document upload → maker validation → checker approval. The partner owns the credential and enables MFA
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Live org chart
Reporting lines and branch-share splits drawn from official people records — accurate the day they change, including multi-branch responsibility percentages
Why SimReach
A unified partner and employee portal: a thin operational frontend over the payout system of record — workflows, screens, approvals and dashboards, with no rival set of books
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Maker-checker by construction
Separation of duties and of data is structural — the approve API rejects the requester
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Zero-trust access
Default-deny, scope filters, server-side validation on every request
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Append-only audit
Every consequential action logged, tamper-evident, by name
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Fast for partners
Self-service uploads, real-time status, disputes on the same screen — onboarding in days, not weeks
Explore our other suite of Products
Everything you need for your lending business!